Personal Insurance
Exclusive Personal Insurance Plans
Protect Your Personal Belongings and Lifestyle in Hong Kong
With the increasing risks of fire, flooding, and water damage caused by typhoons and heavy rainfall, protecting your personal possessions in Hong Kong has never been more important. Fortunately, there are many affordable insurance options available — from simple, size‑based packages for your apartment or house to fully customised solutions that cover your belongings, valuables, and the items you take with you outside the home.
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But personal protection doesn’t stop at home contents. We offer a wide range of personal insurance products designed to safeguard every part of your daily life.
Comprehensive Personal Insurance Options​
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Many of our packages and tailored plans can include:
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Home Contents & Buildings Insurance – Cover for your belongings and structural damage caused by fire, theft, and more.
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Personal Liability – Protection if you accidentally cause injury or property damage to others.
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Money & Valuables – Cover for cash, jewellery, watches, art, and other high‑value items.
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Worldwide Personal Possessions – Insurance for items you regularly carry outside the home.
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Alternative Accommodation – Support if your home becomes uninhabitable after an insured event.
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Locks & Keys – Replacement costs for lost or damaged keys and locks.
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Frozen Food – Cover for spoilage due to power failure.
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Domestic Helper Insurance – Protection for your household staff, including medical and liability cover.
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Personal Accident Insurance – Financial support in the event of accidental injury or disability.
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Travel Insurance – Medical, cancellation, and baggage protection for trips abroad.
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Motor Insurance – Comprehensive or third‑party cover for private vehicles.
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Pet Insurance – Veterinary and medical cover for your pets
Insurance Packages